How to Get Rid of Bank Overdraft Fees

The other day I was cruising my Facebook and my friend was pouting via a grumpy status about how he had dished out a bunch of cash on gas, an alternator, and college books, and is now facing a late fee from his bank.  I told him how to call his bank and get the fee waived, and he didn’t even know you could do that.  I wondered how many other people didn’t know how to get bank … [Read more...]

Building an Emergency Disaster Kit

Many of us have seen National Geographic’s smash hit TV show called “Doomsday Preppers.”  Most of the people who have seen it have thought, boy those people are crazy!  Maybe they are, but at least they are prepared.  How prepared are you for an emergency or disaster?  Here is a checklist on the things you might need to become one step closer to becoming a sensible … [Read more...]

Save Money Cooling Your House This Summer

Keeping cool during the summer can be hard if you don’t want to turn on the A/C.  The truth is, if it’s not blistering hot outside (90+ degrees F), you shouldn't even have to turn on the A/C!  The secret lies all around us, it’s called moving air.  As long as you have air moving through your WHOLE house, then it will stay cool. The reason I said whole house is because a … [Read more...]

How to Create a PayPal Account

PayPal is a great way to spend and receive money safely via the internet.  With PayPal you can sell stuff on eBay seamlessly, go internet shopping in a breeze, or send money to anyone in the world; the best part is that it is the safest way to do so!  If you want to safely deal with money over the internet, then your first step is to open a PayPal account. How to Start a … [Read more...]

Save Money on Car Repairs

The other day I had the joy of backing into a parked tractor-trailer.  The trailer that I hit broke my passenger’s side rear tail light and bashed in my trunk lid, yet the trailer was untouched.  I really lucked out on this accident, but since I drive a Cadillac, the repairs are still going to cost me quite some money.  The problem is that I only have liability insurance, so … [Read more...]