Best Reward Credit Cards in 2013

 1. Capital One Venture One Rewards Credit Card

This excellent rewards credit card contains no annual fee, and you can redeem miles for hotels, airline tickets, rental cars and merchandise. You can transfer balances for free, and the card offers $0 fraud liability. When you spend $1000 during the first three months, you will receive an additional 10,000 miles. Miles do not expire, and no blackout dates apply.

2. Chase Freedom Visa

With this card, you can earn $100 cash back after you purchase $500 within your first three months of opening an account. You can earn up to 5 percent on purchases, and there is no annual fee. Cash rebates do not expire, and the card offers a 0 percent introductory APR on balance transfers. A 0 percent introductory APR on purchases is also offered for the first 15 months.

3. Chase Sapphire Preferred Card

If you spend $3,000 during your first three months of membership, you will earn 40,000 bonus points. You can earn a 20 percent discount when you redeem points for flights and cruises through the Ultimate Rewards Program. You can earn two points for every dollar made on purchases at restaurants, and you will earn two points made on travel purchases. You will earn one point on all other purchases. Each year, Chase will give you additional points.

4. Citi Thank You Preferred Card

With this card, you will receive 15,000 bonus points after spending $1,000 during the first three months of membership. You will earn five points for each dollar spent during the first 12 months. Points can be redeemed for gas, groceries or drugstore purchases. When you sign up for an online account, you can earn 200 bonus points, and you can earn additional points for signing up for paperless statements. There is no annual fee, and rewards do not expire.

5. Disney’s Premier Visa Card

When you spend $500 during the first three months, you will receive a $100 gift card from Disney. You will receive 2 percent rewards for gas, grocery and restaurant purchases, and you will receive 1 percent rewards for all other purchases. You can redeem rewards for movies, toys, Disney restaurants, park passes, clothes, hotels and more. There is no fee for exceeding the limit; however, there is an annual fee.

6. Blue Cash Preferred Card from American Express

You will earn 150 reward dollars for spending $1,000 during the first three months, and you can earn 6 percent cash back for supermarket purchases. You can also earn 3 percent cash back at gas stations or certain department stores, and you will earn 1 percent cash back on all other purchases.

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