Envelope Budgeting

Sometimes we get so used to swiping our credit cards that we forget what it is like to spend actual money, and how much it suck to see real money leave your hand.  People try to cut down costs by budgeting, but a mindless excel spreadsheet isn’t always enough to get the point across.  For those people who want to budget their money, but can’t seem to follow a written budget, … [Read more...]

Tips for Scholarship Essays

The last few months I have been applying to colleges and scholarships, and let’s just say it has been a learning process.  I have had some failures and some successes, but I did learn how to have better chances in success when it comes to things like scholarship essays.  Here are some tips that I had to learn the hard way. Always use a professional email address Whether you … [Read more...]

High Interest Online Bank Accounts

It seems that almost everything is offered to us online.  We can shop online in our pajamas, keep up with old friends via social networking, get car insurance, and even read my wonderful blog.  We trust the internet for so many things, yet many people are weary about choosing an online bank account.  Something about putting all of our money into the hands of some person we have … [Read more...]

Are Penny Auction Sites Like Quibids and Beezid Scams?

We’ve all seen the commercials of how people claim that they bought the latest iPad for $32.04 or how they bought a brand new Mustang for $750; wonder if it is a scam?  Is it too good to be true?  Are Websites like Quibids.com and Beezid.com going to steal your money?  YES AND NO!  Here’s Why: Yes the sites are legit, and yes they really do auction off real items, but I bet … [Read more...]

Building an Emergency Disaster Kit

Many of us have seen National Geographic’s smash hit TV show called “Doomsday Preppers.”  Most of the people who have seen it have thought, boy those people are crazy!  Maybe they are, but at least they are prepared.  How prepared are you for an emergency or disaster?  Here is a checklist on the things you might need to become one step closer to becoming a sensible … [Read more...]